[Draft Statement 1]
We deeply regret the compliance lapses that occurred last year and acknowledge that internal oversight was insufficient.

[Draft Statement 2]
We apologize for delays in disclosing the data incident to customers and regulators, and are reviewing our notification policies.

[Draft Statement 3]
We recognize that aspects of our financial reporting lacked appropriate transparency, and are committed to improving governance.

[Draft Statement 4]
An internal review highlighted serious communication breakdowns regarding customer complaints that we failed to address timely.

[Draft Statement 5]
We are taking responsibility for the shortcomings revealed by recent regulatory audits, and have initiated corrective actions.
